Insurance members need their insurance ID number to access their insurance benefits and account via Blue Cross Blue Shield's website. Your ID number will be provided via email at the beginning of the plan year.
The following changes have been made to the 2022-2023 policy:
Out of Pocket Maximum will increase to $2,500 in-network and $5,000 out-of-network for combined medical and prescription expenses.
The prescription drug copayments will change to a 5-Tier Plan:
Tier 1: $15 copay
Tier 2: $30 copay
Tier 3: $50 copay
Tier 4: 30% coinsurance
Tier 5: 30% coinsurance
The SHIP changes can have an impact on your out-of-pocket costs if you need prescriptions that will require you to pay 30% of the medication's cost up to the out-of-pocket maximum.
We encourage students impacted by the change to compare all other insurance options to the Emerson SHIP.