The Providence College Student Health Insurance Plan (SHIP) has experienced rising premiums due to the higher cost of healthcare and increased utilization of the plan. The 22-23 SHIP premium will be $1,665 and to keep the SHIP benefits and premium a viable option for students the following increase in cost share has been made:
50% of the cost for specialty drugs
Please note, the benefit change for the Providence College 22-23 SHIP may significantly impact your out-of-pocket cost especially for prescription drugs. Students will continue to pay a $15 copay for generic drugs, $30 copay for preferred brand name drugs and non-preferred brand name drugs but will now be required to pay 50% of the cost for specialty drugs.
Before enrolling, we encourage students to compare all other insurance options. The Rhode Island Insurance Marketplace (HealthSourceRI) offers information for Rhode Island residents about the online marketplace where you can compare and purchase insurance plans. You may be eligible for a Subsidized Health Plan, a low-or-no-cost insurance program for qualifying uninsured adults, through the marketplace.