George Washington University
STUDENT HEALTH INSURANCE PLAN

2024-2025 Academic Year

 Eligibility

Mandatory Eligibility: All undergraduate, graduate, law, medical, Health sciences, and doctoral students, who are enrolled in classes on the Foggy Bottom, Mount Vernon, VSTC, and Corcoran campuses, and all international students on a J1 or F1 Visa are required to have health insurance while they study at GW. These students will be automatically charged and enrolled in the GW SHIP and must submit a waiver form if they have another insurance plan that meets the required waiver criteria.

Voluntary Eligibility: All undergraduate and graduate student on all remaining campuses including Arlington or Alexandria campus, all non-degree seeking students with 9 or more credit hours, students on continuous enrollment, graduate students enrolled in continuous research, students on a school-approved leave of absence, and all online Medical and Nursing students who participate in clinical rotation on campus are eligible to enroll on a voluntary basis.

You must actively attend classes until your program’s add/drop deadline to remain eligible for the Policy. You cannot meet this eligibility requirement if you take courses through: pre-college program or on-line (except for medical and nursing students who participate in clinical rotation on campus).

 Insurance Cost, Coverage Periods, & Deadline Dates

Coverage Period	Annual*	Fall	Spring/Summer	Summer Only
Dates of Coverage	8/12/2024-8/11/2025	8/12/2024-12/31/2024	1/1/2025-8/11/2025	5/1/2025-8/11/2025
Student Cost	$2,999.00	$1,166.00	$1,833.00	$846.25
Deadline Dates	September 12, 2024	September 12, 2024	February 1, 2025	May 20, 2025

Plan Highlights

The benefit information is located on the left side of this page. GW has partnered with University Health Plans to administer the plan and help with waiver, enrollment, or eligibility related questions. University Health Plans can be reached at 833-251-1721 or info@univhealthplans.com. Aetna Student Health can be reached at 877-480-4161 for any benefit or claim-related questions. 

Waiver Process

Undergraduate, graduate, law, medical, Health sciences, and doctoral students, who are enrolled in classes on the Foggy Bottom, Mount Vernon, VSTC, and Corcoran campuses with comparable coverage can opt-out of the Student Insurance Plan by completing the waiver form located on the left side of this page by the deadline. Before waiving, compare the cost, coverage, and benefits of the Plan to your existing plan. 

All international students on a J1 or F1 visa are required to be insured with a health insurance plan that is owned, operated and based in the United States, and fully compliant with the Affordable Care Act benefit regulations for individual or group health insurance plans filed in the United States. Health insurance plans marketed solely to international students are not filed and approved in the U.S., have limited benefits, provider networks and/or coverage periods that do not comply with GW’s waiver requirements. If an international student has a plan that meets all of GW's International Waiver Criteria requirements then the student may complete the online waiver form and submit proof of coverage. Proof of coverage will be reviewed for waiver eligibility. Some examples of insurance companies that do not meet the waiver requirements and will not be approved are GBG Insurance, HDL Global Specialty, ISO, PGH (United), PSI, Student Medicover, and Tata AIG. Typically the only plans that meet the waiver requirements for international students are Embassy-Sponsored Plans, US Employer-Sponsored Plans, or US Health Insurance Marketplace Plans.

Failure to complete the waiver will result in a student being enrolled and responsible for the Health Insurance Fee. Students who miss the annual waiver deadline are permitted to waive spring coverage.

 Enrollment Process

Mandatory students are automatically charged and enrolled in the SHIP if you do not submit a waiver form. NO ACTION IS REQUIRED TO ENROLL. Mandatory students are enrolled and charged by semester and MUST maintain mandatory spring eligibility for the plan to be automatically enrolled and charged for Spring 2025 coverage. The summer enrollment is available for new summer students only. (Note that some GW graduate assistants or graduate research assistants receive subsidized funding to cover the costs of the GW SHIP. Contact your department or research advisor for more information.) 

Voluntary students are eligible to enroll on a voluntary basis by completing the voluntary enrollment form located on the left side of this page by the deadline. Voluntary student premiums can be paid at the time of enrollment, however, the premium cannot be charged to your student account. Coverage must be purchased by semester and students MUST maintain spring eligibility for the plan to purchase Spring 2025 coverage.The summer enrollment is available for new summer students only. 

Eligible students may insure their dependents, including their spouse and unmarried children under the age of 26 for an additional cost by completing the enrollment form located on the left side of this page by the deadline. Dependent premiums can be paid at the time of enrollment, however, dependent premiums cannot be charged to your student account. Dependent eligibility is effective and expires concurrently with that of the insured student, meaning coverage is only available to dependents if and when the student is insured under the plan. 

GW Student Health Center

The Student Health Center is the University's on-campus health facility. It is located at 800 21st St. NW, Ground Floor, Washington D.C, 20052. Staffed by Physicians, Nurse Practitioners, Physician Assistants, Mental Health Providers, and Registered Nurses. Please visit https://healthcenter.gwu.edu/ or call 202-994-5300 for more information and hours of operation.

For students enrolled on the SHIP,  the following services provided at the GW Student Health Center (SHC) are covered at 100% with no Copay or Deductible. Medical office visits, Prescription medications routinely dispensed at Health Service, Routine STD screenings, (Once Annually) Physical Examinations, Immunizations, A yearly influenza vaccination when provided at the SHC only.

Annual Deductible waived for services rendered at GW Mental Health Services. Office Visits are covered at 100%. Group Counseling is covered at 100%. Referrals are available to providers in the community. For more information, call the SHC Mental Health Services at (202) 994-5300.