Bentley University
STUDENT HEALTH INSURANCE PLAN
2024-2025 Academic Year
Eligibility
All students enrolled at least 3/4 time are required by Massachusetts State law to enroll in the Student Health Insurance or be covered by a health insurance plan with comparable coverage. To ensure compliance with Massachusetts law, domestic undergraduates who are registered for 9 or more credit hours, domestic graduates who are registered for 6.75 or more credit hours, and all international students regardless of credit hours are automatically billed for the Student Health Insurance Plan. To read the details of this law, click here.
Plan Highlights
The 2024-2025 Bentley University Student Health Insurance Plan (SHIP) is provided by Blue Cross Blue Shield of Massachusetts. The plan is ACA compliant and includes access to Blue Cross Blue Shield's national PPO network of providers. Students do not have to select a primary care physician and referrals are not required.
Bentley has partnered with University Health Plans to administer the plan and help with waiver, enrollment, or benefit-related questions. University Health Plans can be reached at 833-251-1738 or info@univhealthplans.com.
Cost and Coverage Periods
| Annual Students | New Spring Students | |
|---|---|---|
| Coverage Dates | 8/1/24 - 7/31/25 | 1/1/25 - 7/31/25 |
| Insurance Cost | $2,678 | $1,556 |
| Waiver Deadline - UG | August 6, 2024 | January 7, 2025 |
| Waiver Deadline - GR | September 3, 2024 | January 21, 2025 |
Enrollment Process
Although students are automatically charged for the SHIP, students will not be automatically enrolled until after the deadline. Students needing coverage should submit the enrollment form located in the left-hand side navigation menu as soon as possible to avoid delays in accessing their health insurance benefits.
Waiver Process
If you are covered by a comprehensive health insurance plan you can opt out of the Bentley University SHIP by completing the waiver form, located in the left-hand side navigation menu. Before waiving, compare the cost, coverage, and benefits of the SHIP to your existing plan. To waive, your plan must meet the below requirements.
- Your plan must provide access to doctors, specialists, hospitals, labs, pharmacies, and mental health/behavioral health providers in the Bentley University campus area without restriction or limitation. Please note, if you are enrolled in an out-of-state Medicaid, HMO, or EPO your coverage may not be sufficient in Massachusetts. Many out-of-state plans do not provide comprehensive benefits outside of the home service area, and urgent or emergency-only coverage in Massachusetts is not sufficient and does not meet the SHIP waiver requirements.
- The policy must be a US-filed and approved, ACA (Affordable Care Act) compliant health insurance plan. International insurance plans, travel insurance, and short-term limited-duration plans are not accepted.
Students who do not submit an enrollment or waiver form by the deadline will be enrolled in the SHIP retroactively to the policy effective date and responsible for the insurance premium.
International Students
All international students will be automatically enrolled in the SHIP and do not need to take any action. Please contact University Health Plans at 833-251-1738 or info@univhealthplans.com if you are covered by a US-filed and approved, ACA-compliant health insurance plan that meets all of the waiver requirements to request the International Student Waiver Form.
Please note, health insurance plans marketed solely to international students are often not filed in the US and have limited benefits and/or coverage periods that do not comply with the Massachusetts Student Health Plan Regulations and the Bentley University waiver requirements. ISO, PSI, Student Medicover, PGH Global, GBG, DIANins, and NYIS Insurance are examples of companies that do not meet the waiver requirements.
Qualifying Event Enrollment Process
Students who waived the SHIP may qualify for special enrollment rights if they incur an involuntary loss of other coverage. The Qualifying Event Enrollment Form can be found in the navigation menu on the left-hand side of this page. To request a premium quote, contact University Health Plans at 800-437-6448 or info@univhealthplans.com
To enroll, you must submit an enrollment form, a letter from your prior insurance company documenting your loss of coverage, and payment within 60 days of the qualifying event. If all items are received by the deadline coverage will be effective as of the first day without coverage under your prior plan.
