Lafayette College
Student Health Insurance Plan

2024-2025 Academic Year

Lafayette College requires all students to have adequate health insurance. As you prepare for the 2024-2025 academic year, we ask you to carefully consider your health insurance options. As a precondition for enrollment, the College requires that you submit proof of private health insurance coverage if not accepting the SHIP. The deadline for submitting insurance information to the College is July 15th.

Plan Highlights

The 2024-2025 Lafayette Student Health Insurance Plan (SHIP) is underwritten by Aetna.The SHIP is serviced by University Health Plans and they can be reached at 833-251-1715 or info@univhealthplans.com.

The following changes have been made to the 2024-2025 policy:

• Insurance carrier changed from Highmark to Aetna
• Deductible changed from $50/$175 to $250/$500
• Coinsurance changed from 90/70 to 80/60
• RX changed from $15/20%/20%/20% max $250 to $20/20%/20%/20% max $350

Cost and Coverage Periods

Waiver Process

ALL students are required to complete the insurance form annually regardless of changes from year to year. Please take a moment now and follow these steps to complete the form.

• Access your Patient Portal using your Network ID and password.
• Click “Forms”
• Click “Insurance Form”
• Enter the required demographic information
• Select student is (1) to be enrolled in the School Health Insurance Plan OR (2) covered under private health insurance plan verified to be equivalent to SHIP. If selecting private insurance, provide detailed information about the health insurance policy.
• Click “Upload” to upload a copy of the front and back of your insurance card.

Please note, students must be enrolled in a domestic health insurance policy that provides adequate coverage in the Easton area.

• Pennsylvania Medicaid is the only exception to a domestic policy.
• Out of State Medicaid IS NOT acceptable coverage.
• International Students must purchase a domestic policy or choose SHIP

Qualifying Event Enrollment Process

Students who waived the SHIP may qualify for special enrollment rights if they incur an involuntary loss of other coverage. To request an enrollment form and premium quote, contact University Health Plans at 833-251-1715 or info@univhealthplans.com.

To enroll, you must submit an enrollment form, letter from your prior insurance company documenting your loss of coverage and payment within 30 days of the qualifying event. If all three items are received by the deadline coverage will be effective as of the first day without coverage under your prior plan.